Looking for a Reliable Way to Build Your Savings While Earning a High Rate of Interest?
Look no further than Kasasa Saver+ from PCB, your trusted community bank in Virginia and West Virginia. At PCB, we're more than just a financial institution; we're your local partner dedicated to helping you succeed. Let's explore the exceptional benefits of our Kasasa Saver+ account and how it can make a difference in your financial journey.
With Kasasa Saver+, saving money has never been easier.
This account is designed to seamlessly complement your Kasasa Cash+ checking account, ensuring that you're effortlessly building your savings. When you earn cash rewards in your Kasasa Cash+ checking, those earnings can automatically transfer into your Kasasa Saver+ account. No more manual transfers or extra steps – just watch your savings grow.
What sets Kasasa Saver+ apart from ordinary savings accounts in West Virginia and Virginia is the impressive interest it offers. We understand the value of your hard-earned money, which is why Kasasa Saver+ boasts the following attractive interest rates:
- 3.00% APY for balances up to $75,000
- 0.10% APY on the balances above $75,000
- 0.01% APY as a non-qualify rate
This means you can earn substantial interest on your savings, allowing your money to work harder for you.
Kasasa Saver+: Your Savings Ally, Every Step of the Way
With a Kasasa Saver+ savings account, you’ll be equipped with a powerful set of tools designed to make saving simpler and more effective. Our user-friendly online banking and mobile banking platforms provide you with 24/7 access to your account, allowing you to track your savings progress, set savings goals, and make transfers at your convenience. Our intuitive budgeting, calculators, and financial planning tools enable you to create a personalized savings strategy, helping you stay on track to achieve your financial objectives.
We believe that empowering you with these tools is the key to not just saving but thriving financially. Kasasa Saver+ is here to help you build a brighter financial future, one smart savings step at a time.
Don't Miss Out! Get Kasasa Saver+ Now and Start Growing Your Wealth.
Ready to start your journey toward high-interest savings with Kasasa Saver+? Contact the PCB team today and set up an appointment at one of our convenient locations. Let us help you achieve your financial goals and make your money work harder for you.
FAQs
What is Kasasa Saver+?
Kasasa Saver+ is a savings account that complements your Kasasa Cash+ checking account, allowing you to effortlessly build savings while earning high interest rates.
What interest rates does Kasasa Saver+ offer?
Kasasa Saver+ offers a competitive 3.00% APY on balances up to $75,000, 0.10% APY on amounts above $75,000, and a 0.01% APY non-qualify rate.
How do I open a Kasasa Saver+ account?
Apply online here, contact PCB to set up an appointment, or visit one of our locations in Virginia and West Virginia.
Can I use Kasasa Saver+ for specific financial goals?
Absolutely! Kasasa Saver+ is versatile and can be used for various financial goals, including saving for emergencies, big purchases, or growing your wealth.
Is PCB a reliable bank?
PCB has been serving the community since 1925 and is deeply committed to its local communities, prioritizing integrity, customer focus, and community support.
How can I contact PCB for more information?
You can contact PCB and set up an appointment at any of our locations in Virginia and West Virginia, including Harrisonburg, Bridgewater, Staunton, Franklin, Petersburg, Moorefield & Wardensville, Marlinton, Beckley, Mount Hope, and Oak Hill.
What is the minimum deposit required to open a Kasasa Saver+ account?
There is a $50 minimum deposit required to open a Kasasa Saver+ account.
Can I easily manage my Kasasa Saver+ account?
Yes, managing your account is simple. Earnings from your Kasasa Cash+ checking account will automatically transfer to Kasasa Saver+, and you can access your account online or at a PCB branch.
*APY=Annual Percentage Yield. APY is accurate as of 7/1/2024. Rates may change after account is opened. Fees could reduce earnings on this account. Minimum to open is $50 for a Kasasa Cash+ checking account and $50 for Kasasa Saver+. To qualify for preferred rates on your Kasasa Saver, you must meet the following requirements in your Kasasa Cash+ checking account : (1) Have at least twenty five (25) debit card point of sale transactions post and clear your account per monthly "qualification cycle" (Does not include ATM transactions); (2) Sign into online banking at least once per monthly "qualification cycle"; (3) Have at least one (1) direct deposit or automatic debit post and clear your account per monthly "qualification cycle"; and (4) opt in for eDocuments (eStatements). Qualifying transactions must post to and clear your account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to and clear an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. "Statement Cycle" means a period beginning on the Thursday after the second Wednesday of one month through the second Wednesday of the following month. Kasasa Cash+ checking rewards will be transferred to your Kasasa Saver+ account by the business day after the last day of the monthly statement cycle. If qualifications in your Kasasa Cash+ checking are met each monthly qualification cycle: (1) balances up to $74,999.99 in Kasasa Saver receive an APY of 3.00%; and (2) balances of $75,000.00 and above in Kasasa Saver earn 0.10% interest rate on the portion of the balance of $75,000.00 and above, resulting in 3.00% - 1.34% APY depending on the balance. If qualifications are not met on your Kasasa Cash+ checking account, all balances in the Kasasa Saver+ earn 0.01% APY. Limit one account per SSN.
The Kasasa Saver+ account is only offered in conjunction with the Kasasa Cash+ checking accounts. If the Kasasa Cash+ checking account closes, the Kasasa Saver+ account will be changed to a Community Savings Account. During any statement cycle you may not make more than six (6) withdrawals or transfers to another account of yours or to a third party by means of a pre-authorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party. You can make unlimited in person withdrawals. In the event that you do not receive your monthly statement electronically, you will be charged a $3.00 fee per “statement cycle”.