Certificates of Deposit Offer Rates with Guaranteed Returns.
Diversify your portfolio with a safe investment and gain some peace of mind.
Simply choose your term and then lock in your rate. When your term is up, the CD will automatically renew or you may cash it out.*
- Risk-free investment with guaranteed returns
- Standard CDs offer fixed rates throughout the length of your term.
- Choose from a variety of terms.
- A penalty for early withdrawal may apply.
- Interest on your CD may be added back to the certificate or deposited automatically to another PCB account.*
*APY = Annual Percentage Yield. Interest beings to accrue on the business day you deposit non-cash items (for example checks). Interest will be compounded daily and will be credited at maturity or quarterly depending on the term.
7 Month Special CD: The initial term of the account is 7 months. You must deposit at least $500.00 to open the account and maintain a minimum balance of $500.00 in the account each day to obtain the disclosed APY. The APY will not change for the initial term of the account. The APY assumes interest will remain on deposit until maturity. Fees could reduce earnings on the account. A fee may be imposed for any withdrawal from the account prior to the maturity date. Withdrawals made within the first six days after a deposit will be subject to an early withdrawal penalty of seven days’ interest. The account will automatically renew at maturity. Each renewal term will be 6 months. The interest rate will be calculated on the same basis as our 6-month CD at the time of renewal. You will have 10 days after the maturity date to withdrawal funds without penalty.
11 Month Special CD: The initial term of the account is 11 months. You must deposit at least $500.00 to open the account and maintain a minimum balance of $500.00 in the account each day to obtain the disclosed APY. The APY will not change for the initial term of the account. The APY assumes interest will remain on deposit until maturity. Fees could reduce earnings on the account. A fee may be imposed for any withdrawal from the account prior to the maturity date. Withdrawals made within the first six days after a deposit will be subject to an early withdrawal penalty of seven days’ interest. The account will automatically renew at maturity. Each renewal term will be 12 months. The interest rate will be calculated on the same basis as our 12-month CD at the time of renewal. You will have 10 days after the maturity date to withdrawal funds without penalty.
6 Month CD: The initial term of the account is 6 months. You must deposit at least $500.00 to open the account and maintain a minimum balance of $500.00 in the account each day to obtain the disclosed APY. The APY will not change for the initial term of the account. The APY assumes interest will remain on deposit until maturity. Fees could reduce earnings on the account. A fee may be imposed for any withdrawal from the account prior to the maturity date. Withdrawals made within the first six days after a deposit will be subject to an early withdrawal penalty of seven days’ interest. The account will automatically renew at maturity. Each renewal term will be 6 months. The interest rate will be calculated on the same basis as our 6-month CD at the time of renewal. You will have 10 days after the maturity date to withdrawal funds without penalty.
12 Month CD: The initial term of the account is 12 months. You must deposit at least $500.00 to open the account and maintain a minimum balance of $500.00 in the account each day to obtain the disclosed APY. The APY will not change for the initial term of the account. The APY assumes interest will remain on deposit until maturity. Fees could reduce earnings on the account. A fee may be imposed for any withdrawal from the account prior to the maturity date. Withdrawals made within the first six days after a deposit will be subject to an early withdrawal penalty of seven days’ interest. The account will automatically renew at maturity. Each renewal term will be 12 months. The interest rate will be calculated on the same basis as our 12-month CD at the time of renewal. You will have 10 days after the maturity date to withdrawal funds without penalty.
24 Month CD: The initial term of the account is 24 months. You must deposit at least $500.00 to open the account and maintain a minimum balance of $500.00 in the account each day to obtain the disclosed APY. The APY will not change for the initial term of the account. The APY assumes interest will remain on deposit until maturity. Fees could reduce earnings on the account. A fee may be imposed for any withdrawal from the account prior to the maturity date. Withdrawals made within the first six days after a deposit will be subject to an early withdrawal penalty of seven days’ interest. The account will automatically renew at maturity. Each renewal term will be 24 months. The interest rate will be calculated on the same basis as our 24-month CD at the time of renewal. You will have 10 days after the maturity date to withdrawal funds without penalty.
36 Month CD: The initial term of the account is 36 months. You must deposit at least $500.00 to open the account and maintain a minimum balance of $500.00 in the account each day to obtain the disclosed APY. The APY will not change for the initial term of the account. The APY assumes interest will remain on deposit until maturity. Fees could reduce earnings on the account. A fee may be imposed for any withdrawal from the account prior to the maturity date. Withdrawals made within the first six days after a deposit will be subject to an early withdrawal penalty of seven days’ interest. The account will automatically renew at maturity. Each renewal term will be 36 months. The interest rate will be calculated on the same basis as our 36-month CD at the time of renewal. You will have 10 days after the maturity date to withdrawal funds without penalty.
4 Year CD: The initial term of the account is 4 years. You must deposit at least $500.00 to open the account and maintain a minimum balance of $500.00 in the account each day to obtain the disclosed APY. The APY will not change for the initial term of the account. The APY assumes interest will remain on deposit until maturity. Fees could reduce earnings on the account. A fee may be imposed for any withdrawal from the account prior to the maturity date. Withdrawals made within the first six days after a deposit will be subject to an early withdrawal penalty of seven days’ interest. The account will automatically renew at maturity. Each renewal term will be 4 years. The interest rate will be calculated on the same basis as our 4 year CD at the time of renewal. You will have 10 days after the maturity date to withdrawal funds without penalty.
5 Year CD: The initial term of the account is 5 years. You must deposit at least $500.00 to open the account and maintain a minimum balance of $500.00 in the account each day to obtain the disclosed APY. The APY will not change for the initial term of the account. The APY assumes interest will remain on deposit until maturity. Fees could reduce earnings on the account. A fee may be imposed for any withdrawal from the account prior to the maturity date. Withdrawals made within the first six days after a deposit will be subject to an early withdrawal penalty of seven days’ interest. The account will automatically renew at maturity. Each renewal term will be 5 years. The interest rate will be calculated on the same basis as our 5 year CD at the time of renewal. You will have 10 days after the maturity date to withdrawal funds without penalty.