Discover the Power of High-Interest Earnings with Kasasa Cash+.
A checking account designed to effortlessly amplify your savings. At PCB, we intertwine this innovative financial solution with a rich heritage deeply embedded in the communities across Virginia and West Virginia. Our roots, firmly planted in the principles of utmost integrity and genuine care, ensure that your financial journey is nurtured as you work to transform your dreams into reality with a community bank that truly understands and values your aspirations.
Elevate Your Earnings with Kasasa Cash+
Imagine a checking account that doesn’t just hold your money but helps it grow - almost effortlessly. With Kasasa Cash+, your balances up to $25,000 earn 6.00% APY*, while the portion of balances over $25,000 enjoys a steady 0.10% APY*.
Plus, seamlessly link your Kasasa Cash+ to a Kasasa Saver+. Let your savings amplify without any additional effort on your part.
Reap the Benefits and Watch Your Money Blossom
Kasasa Cash+ is not just an account; it’s a tool designed to empower your financial journey. Whether you’re saving for a rainy day, planning a little getaway, or simply want your money to work harder - Kasasa Cash+ is your steadfast companion, ensuring your funds grow even as you sleep!
Is Kasasa Cash+ Right for Me?
To enjoy the benefits of our high APY checking account, just ensure you have at least 25 debit card transactions post and clear your account, log into online banking, have at least 1 direct deposit or automatic debit transaction post and clear your account, and receive eDocuments each monthly qualification cycle.
If these requirements don’t seem to fit with your lifestyle, don’t worry; our regular Kasasa Cash checking account offers exceptional benefits that you can learn about on our Kasasa Cash page.
Partner with PCB
Ready to elevate your financial journey with a checking account that puts YOU first? Dive into a world where your money multiplies, your community thrives, and your financial dreams are within reach. Connect with your PCB family in Virginia and West Virginia. Let’s sow the seeds for a future of financial freedom together with Kasasa Cash+!
FAQs
What is Kasasa Cash+?
Kasasa Cash+ is a special checking account that allows you to earn up to 6.00% APY on balances up to $25,000, giving you more from your money by simply doing regular banking activities.
How do I qualify for the benefits?
To enjoy the rewards, ensure you have at least 25 debit card transactions post and clear your account, log into online banking, have at least 1 direct deposit or automatic debit transaction post and clear your account, and receive eDocuments each monthly qualification cycle.
What is APY?
APY stands for Annual Percentage Yield. It tells you how much you’ll earn or owe over a year, including compound interest.
Are there any monthly service fees?
Nope! With Kasasa Cash+, you enjoy the benefit of no monthly service fees**.
Is there a minimum amount to open a Kasasa Cash+ account?
Yes, you can open your Kasasa Cash+ account with a minimum of $50.
What happens if I don’t meet the qualifications during a monthly qualification cycle?
No worries! If qualifications are not met, all balances still earn 0.01% APY for that cycle, and you can start fresh in the new monthly qualification cycle.
How often do the rates change?
The APY is accurate as of 10/16/23, but rates may change after the account is opened.
*APY=Annual Percentage Yield. APY is accurate as of 12/1/24. Rates may change after account is opened. Fees could reduce earnings on this account. Minimum to open is $50 for Kasasa Cash+. When monthly qualifications are met, we will refund domestic ATM surcharge and terminal fees up to $4.99 per transaction. Qualifying transactions must post to and clear your account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to and clear an account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. “Statement Cycle” means a period beginning on the Thursday after the second Wednesday of one month through the second Wednesday of the following month.
To qualify for Kasasa Cash+ preferred rates, you must : (1) Have at least twenty five (25) debit card point of sale transactions post and clear your account per monthly “qualification cycle” (Does not include ATM transactions); (2) Sign into online banking at least once per monthly “qualification cycle”; (3) Have at least one (1) direct deposit or automatic debit post and clear your account per monthly “qualification cycle”; and (4) Opt in for eDocuments (eStatements). If qualifications are met each monthly qualification cycle: (1) balances up to $24,999.99 receive an APY of 6.00%; and (2) balances of $25,000.00 and above earn 0.10% interest rate on the portion of the balance of $25,000.00 and above, resulting in 6.00% to 1.28% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. In the event that you do not receive your monthly statement electronically, you will be charged a $3.00 fee per “statement cycle”. Limit one account per SSN.
**Overdraft fees may apply.