Start Saving Now While You're Still Earning Income.
While retirement may seem like a distant dream, the truth is, time passes more quickly each day.
Choose the plan that's right for you!
An IRA offers tax-advantages.* We offer many types of accounts to meet the different financial needs of our customers. A PCB representative will be happy to discuss each plan and help you choose the one that's right for you.
- Plan ahead for your golden years while you're still earning income
- Earn competitive interest rates
- Choose the account plan that's right for your financial goals
- Traditional and Roth IRAs available
- Annual contribution limits apply
- FDIC insured up to $250,000
Traditional IRA
- Contributions are tax deductible*
- Earnings are tax deferred until withdrawal (when usually in lower tax bracket)
- Early withdrawals subject to penalty**
Roth IRA
- Income limit requirements to open
- Contributions are NOT tax deductible
- Earnings are 100% tax free upon withdrawal*
- Early withdrawals subject to penalty**
- No mandatory distribution age
*Consult your tax advisor.
**Certain exceptions apply, such as healthcare, purchasing first home, etc.
**Certain exceptions apply, such as healthcare, purchasing first home, etc.