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Positive Pay

Positive Pay

Positive Pay is a fraud prevention tool that allows you to monitor checks posting to your account(s). Positive Pay matches your issued check information to checks that are clearing your account. If a check being presented for payment does not match, then you can choose to pay or to return the check.
 

How it Works

You upload a file to PCB that contains your issued check information. As checks are presented for payment, PCB compares the uploaded check information to checks clearing your account. If the check information does not match, the check is flagged for further review and you decide to either pay or return the check.
 

Protecting your account from check fraud

Managing your business’s finances has never been easier with PCB's Positive Pay service. Our team is ready to help you streamline your financial operations and protect your accounts, ensuring you can focus on what you do best, running your business.
 
Reach out to a PCB representative today and discover how we can tailor our services to meet your business needs. Our experienced bankers in Franklin, Harrisonburg, Bridgewater, Petersburg, Moorefield, Staunton, Wardensville, Marlinton, Oak Hill, Mount Hope, and Beckley support your business every step of the way.
 
Ready to enhance your business efficiency with our expert cash management solutions? 
 
 

FAQs

 

What is PCB's Positive Pay Service?

PCB's Positive Pay service provides a comprehensive solution to help protect businesses from check fraud.
 

How do I enroll in PCB's Positive Pay Service?

To access our Positive Pay Service, you must enroll in online banking. Contact a PCB representative if you need help with the enrollment process.
 

How does Positive Pay protect my account?

You upload a file to PCB that lists your issued checks and then Positive Pay matches the uploaded list of your issued checks to checks being presented for payment. If there is a check presented for payment that was not included in the uploaded list, the item is presented to you for further review.
 

Are there any fees associated with Positive Pay Services?

The monthly fee for the service will be waived if the tiered qualifications for the commercial banking bundle are met.